Are you a 1ST TIME HOME BUYER?  If so you may be eligible for SPECIAL HOME finance plans, FREE grant money for home improvements, grant money for downpayments, lower interest rates, no downpayment financing, no closing cost financing, and more!  Not everyone will qualify for these FIRST TIME HOME BUYER LOAN PROGRAMS, but I can help determine if you can take advantage of any of these cost savings programs!  We service all Southern Illinois, so if you are in Marion, Anna, Carbondale, Metropolis, Vienna, Murphysboro, or other communities, call me for complete assistance today!  Ask for Steve at 618-833-7331!